Maju Institute of Educational Development (MiED) is a non-profit organisation that manages educational loans for financially disadvantaged Malaysian students who wish to pursue higher education at local or international private or public universities. The loans serve as an additional source of funding for an individual's PTPTN fund and are applicable to approved courses at recognised institutions.

Loans are granted to students who possess a stellar academic record and actively participate in co-curricular activities. Selected candidates will need to participate in a selection interview. The loan carries an interest rate of 4%.

Koperasi Jayadiri Malaysia Berhad (KOJADI) is a cooperative association that was created with the purpose of offering educational loans to underprivileged students who aspire to pursue higher education.

KOJADI provides an extensive selection of loan programmes catering to various courses. This encompasses vocational, technical, undergraduate, and postgraduate degrees, catering to both domestic and international students.

The loan can also be utilised to augment current programmes, such as PTPTN. It is worth mentioning that the interest rate commences at approximately 6.8% and entails a substantial application fee ranging from RM500 to RM1,000, not including any further processing charges.

The Group's educational projects enhance and augment the efforts of the government to improve the standard of education and educational infrastructure for the people of Sabah. The programmes essentially cover up to tertiary education.

Scholarships Loan to students studying at Public and Local Private Institutions of Higher Learning (IPTA) with priority given to IPTS owned by Yayasan Sarawak or the Sarawak State Government.

You can choose to withdraw your savings from Account 2 to help finance your own, children, spouse and/or parents’ education at approved institutions locally or abroad.

The level of financial assistance provided by PTPTN is contingent upon the monthly household income of the applicant's parents. The National Higher Education Fund Corporation (Perbadanan Tabung Pendidikan Tinggi Nasional) is a government loan programme established to assist Malaysians in pursuing their higher education.

This loan offers a remarkably low interest rate of about 1% per year, which remains constant. Additionally, if you attain First Class Honours in your degree, it can be transformed into a scholarship. Nevertheless, the loan amount you will obtain will be contingent upon your household income and the specific course of study you are undertaking.

Education loans for higher studies are available to all members' offspring. Education loans with zero interest are available, subject to approved restrictions.

Majlis Amanah Rakyat (MARA) provides a variety of interest-free education loans annually, which are awarded based on both merit and financial necessity.

While specific loan conditions may vary, in general, priority is given to applicants from B40 and M40 households, and potential receivers must have at least one parent who is either Malay or of Bumiputera background.